Episode 15

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Published on:

11th Jan 2026

What Lenders Really Want (and How to Give It to Them) with Ryan Bosch | The Room Key

Hotel lending isn’t dead in 2026—but it’s definitely different.

In this episode of The Room Key, Chase Keller sits down with Ryan Bosch, Principal at Arriba Capital, to unpack what’s really getting financed right now, what lenders are passing on, and how owners can structure deals that actually close.

Ryan explains why cash flow—not hope—is the single factor driving credit decisions, how banks have quietly reopened to hospitality, and what separates financeable stories from expensive lessons. From PIP-heavy properties to construction loans and bridge-to-perm plays, he outlines what lenders want to see long before term sheets hit your inbox.

If you own one to five franchise hotels and you’re thinking about refinancing, renovating, or buying again, this episode is your practical guide to surviving (and thriving in) today’s debt markets

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About the Podcast

The Room Key
Where Hotel Owners, Investors & Insiders Talk Shop with Chase Keller
The Room Key is where hotel owners, investors, lenders, brokers, and hospitality professionals come to talk shop. Hosted by Chase Keller, CCIM, a national hotel broker with Franchise Clearly. Each episode dives into the real stories, challenges, and insights that drive the hotel industry. Whether you're a first-time owner, a seasoned investor, or someone who just loves the business of hospitality, The Room Key offers candid interviews, market trends, and practical takeaways you won’t find anywhere else. Unlock behind-the-scenes conversations with the people who power the places we stay.

About your host

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Chase Keller, CCIM

Chase Keller is a dedicated hotel advisor and the Head of the Hospitality Division at Franchise Clearly, a brokerage redefining how hotel transactions are done. With over 16 years of real estate experience and CCIM training, Chase specializes exclusively in helping hotel owners and investors buy and sell hospitality properties across the U.S. His deep knowledge of franchise brands and independent hotels allows him to provide data-driven insights and strategies that maximize value for his clients.

At Franchise Clearly, Chase leads a team-based approach that sets the firm apart from traditional brokerages. Instead of relying on one person to handle every aspect of a transaction, Franchise Clearly brings together a team of specialists—each operating in their area of strength—creating a seamless process and delivering superior results for clients.

Known for his client-first mindset and meticulous attention to detail, Chase ensures that every deal is handled with precision, professionalism, and care.
Contact Chase today to explore your hotel investment opportunities with Franchise Clearly.